Michelle Kroitzsh provides honest and ethical appraisals for York County

Honesty and Integrity: Michelle Kroitzsh

Typically, appraising is a long term career. Requirements to become a licensed appraiser have increased more than ever in the past. That's why it goes without question these days that real estate appraisal can certainly be considered a profession rather than a trade. As with any profession we have a strict ethical code.

We have a lot of responsibilities as appraisers, but above everything we answer to our clients. Generally, in residential practice, the lender (or an agent of the lender) places the order to the appraiser, becoming the appraiser's client. Subsequently, appraisers are privy to a lot of data, and like an attorney, can only discuss many of these matters with their client. As a homeowner, if you would like to obtain a copy of the appraisal document, you normally should request it from your lender.

Other obligations include numerical accuracy depending on the assignment's nature, acquiring and maintaining a respectable level of competency and education, and of course, the appraiser must behave in a professional manner. Here at Michelle Kroitzsh, we take these ethical responsibilities very to heart.

In some cases appraisers will have fiduciary responsibilities to third parties, including homeowners, buyers and sellers, or others. Generally the third parties are explicitly defined in the appraisal report. An appraiser's fiduciary role is limited to those third parties who the appraiser is aware of, based on the scope of work or other written parameters of the job.


	Michelle Kroitzsh has an established track record for providing appraisals with the highest of ethics. To learn more, contact us.

There are also ethical rules that have nothing to do with clients and others. For example, appraisers must store their work files for at least five years - something else Michelle Kroitzsh takes very seriously.

We meet or exceed the industry standards and guidelines set in place for professional behavior. We can't accept anything less from ourselves. Working on assignments based on contingency fees is never an option. That means we can't agree to do an appraisal report and get paid only if the loan closes. Anyone should be able to see that inflating a value to achieve essentially a higher paycheck is unethical! We set ourselves to a higher standard.

Finally, the Uniform Standards of Professional Appraisal Practice (or simply "USPAP") explicitly defines a violation in ethics as accepting of an assignment that is contingent on "the reporting of a pre-determined result (e.g., opinion of value)", "a direction in assignment results that favors the cause of the client", or "the amount of a value opinion" in addition to other situations We diligently follow these rules to the letter which means you can be confident we are working hard to objectively determine the home or property value.

With Michelle Kroitzsh, you won't have any doubts that you're receiving 100 percent ethical, professional service.